Patrick Casale and Associates

Health Care Happenings Around the Nation

Update on Individual Policies - Nevada
(07/22/2010)
  • Individual Child(ren) Policies - United HealthOne (Golden Rule)
  • United HealthOne (GoldenRule) has discontinued child(ren) only policies in Nevada effective April 30, 2010.
  • No child under age 19 may be written a separate, individual policy. A parent must be on the policy.
  • Children with a pre-existing condition with a parent will be issued and rated accordingly.
  • Preventive/Wellness Care
  • On March 23, 2010, Congress signed into law lifting caps on Preventive/Wellness Care.
  • Preventive/Wellness benefits are covered 100% and not subject to co-payments, co-insurance, annual maximums, or waiting periods.
  • Active policies issued prior to the law, will be grandfathered. This means the new coverage for preventive/wellness will not apply.

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