Group Health Insurance Plans

Group Products - Patrick Casale & Associates deem it a privilege to do business with our clients. Our mission is simple. Accountability, Availability, and Personal Service. It's our personal guarantee to you because frankly, you are the most important person we know. We provide you with true competitive group plans. These plan offerings are with the largest, most reputable and financially secure companies in the world.

Just like you, we are consumers. Our client relationships range from the 2-person business owners, start-up companies, small group (2-50) and large group (51+). We not only know but understand the different needs of various businesses which is why we are successful.

Portfolio of Group Insurance Benefits

• PPO, HMO, POS, HDHP, HRA, HSA Medical Products
• Group Ancillary Benefits (dental, vision, life)
• Group Short and Long Term Disability
• Voluntary Benefits
• COBRA
• HIPAA Compliances
• IRA & Retirement Services

Worker's Compensation - Worker's Compensation laws vary by state. Ultimately, each state bases premium on salary and business class code established by the NCCI.

The number one problem that exist with worker's compensation is the average broker negates accuracy of payroll which always leads to unexpected costs to clients. We ensure accuracy by quoting every policy to the expected payroll for the upcoming year. We also inform our clients that if they anticipate or have a major increase in the current payroll to notify us to make the adjustment to avoid any surprises at audit time.

Remember, every year you can expect a payroll audit to verify accuracy of payroll and class codes. To avoid having to pay unexpected expenses, let our professional approach ensure you are not receiving a low ball quote.

We represent all the carriers providing worker's compensation in Nevada. We have a special relationship with Pro Group Management which can ensure even greater savings if you qualify.

Surety Bonds - Surety Bonds are sometimes a greater alternative in holding onto your cash. This service is provided as a resource. With finances being very important, it is vital that you acquire quality Bonds from the best available bonding companies. The better class of the Bonding Company will almost certainly represent cost savings to you, our business client.

General Liability - All professional and general liability insurance coverage are important. The most important factor is having access to the Preferred Markets. Our relationship with Networked Insurance Services provides the security of knowing that you will see the best available programs specifically designed to fit all of your requirements.

You can be sure that you, when possible, will see only the top admitted Carriers providing these important coverage's. However, if you provide specialty services that may not have admitted carriers affording you this coverage, it is great to know that we have relationships with non-admitted carriers.